On my way to buy crap I didn’t need the other day, I tailgated a car that happened to have a great bumper sticker. All it had on it were the words, “It’s all Temporary.” That really hit me and made a lot of things click. Like when you’re trying to first ride a bike, and you keep falling on your ass, then all of a sudden you’re charging forward in a wobbly line. Kind of like that, but more useful.
A lot of times, we all get caught up with work and life stressors, and it gets us frustrated, stressed, and shortens our life. Globally, more than 3 out of 5 doctor visits are for stress related problems. Globally, 23% of women executives and professionals, and 19% of their male peers, say they feel super-stressed. While stress is useful in a fight-or-flight scenario, I find that most of the time I get worked up about something REALLY stupid (or someone really stupid). Seeing this bumper sticker put it all in its place. It’s all temporary. If you think about it, these three simple words make a lot of sense. It’s a common idea in Buddhism, and something that I’ve forgotten over the years. If some situation has you stressed out, just realize and understand that it’s temporary. It’ll be over in a few days, weeks, whatever, so really in the grand scheme of things it’s no big deal. Conversely, if it’s something good, also realize and understand that it’s all temporary so you should enjoy it and cherish it.
If you can get into that frame of mind, I find that it calms you down and makes difficult situations go down easier. While I still haven’t been able to stop all stress in my life, keeping these three words in my mind have helped tremendously.

This post is the next in my How to Deal series (the previous being on dealing with
Unless you live in the jungles and buy your wares with bugs and tugs, your credit score is very important and something you should pay attention to. Even though most of us know that credit scores affect mortgages, loans, and many other aspects of our lives, few know how it’s calculated. The most common score (there are many) used is the FICO, proprietary to the Fair Isaac Corp. So the basics: your score is from 300-850, is calculated using a proprietary formula, and will kick you ass if you fuck it up. 
There’s nothing worse than finding yourself, a recent college graduate, unable to find a job, stuck with student loans to pay off, and with looming expenses of rent and other bills. Maybe your grades weren’t as good in college, or you picked a low-demand major (like English or Spanish), or perhaps you waited too long to begin your job hunt when everyone around you started months earlier. Whatever the reason, you’re now stuck in a rut, you’re lost, and you don’t know what to do.
For many people, public speaking is not on their list of favorite things. In fact, many surveys have shown that 




