Author Archives: Matthew

It’s All Temporary

On my way to buy crap I didn’t need the other day, I tailgated a car that happened to have a great bumper sticker. All it had on it were the words, “It’s all Temporary.” That really hit me and made a lot of things click. Like when you’re trying to first ride a bike, and you keep falling on your ass, then all of a sudden you’re charging forward in a wobbly line. Kind of like that, but more useful.

A lot of times, we all get caught up with work and life stressors, and it gets us frustrated, stressed, and shortens our life. Globally, more than 3 out of 5 doctor visits are for stress related problems. Globally, 23% of women executives and professionals, and 19% of their male peers, say they feel super-stressed. While stress is useful in a fight-or-flight scenario, I find that most of the time I get worked up about something REALLY stupid (or someone really stupid). Seeing this bumper sticker put it all in its place. It’s all temporary. If you think about it, these three simple words make a lot of sense. It’s a common idea in Buddhism, and something that I’ve forgotten over the years. If some situation has you stressed out, just realize and understand that it’s temporary. It’ll be over in a few days, weeks, whatever, so really in the grand scheme of things it’s no big deal. Conversely, if it’s something good, also realize and understand that it’s all temporary so you should enjoy it and cherish it.

If you can get into that frame of mind, I find that it calms you down and makes difficult situations go down easier. While I still haven’t been able to stop all stress in my life, keeping these three words in my mind have helped tremendously.

A Chuckle a Day

buy.com ad
I usually don’t write about random stuff, but I got something in my email today that gave me a chuckle. This email was my usual Buy.com daily spam (you buy that one gift and they spam you forever), trying to sell me hard drives (less than 50 cents a gig!) and other varied electronics. I typically glance at the preview that GMail gives me, then automatically hit the Delete button. But today, something looked off. Curious now, I click to read the full mail. Hi-FI headphones, don’t need..Gateway notebook (didn’t they go out of business?)…Kingston USB drive, have one…then in larger bold font, Trojan Elexa Ultra Sensitive Lubricated Latex Condoms - 24 Pack $10.00. With free budget shipping no less! Sandwiched between the Logitech Cordless desktop set and the HP Media Center Desktop, was a deal on a pack of meat wraps.

Not that I’m phased by emails peddling atypical consumer wares; I doubt any of our inboxes escape member enlargement ads or melon growing potions (let that one sink in). What gave the chuckle was that this was 1) the only item in a list of about 20 that was in larger font and in bold, and 2) it was in a Buy.com email. Given that Buy.com is mostly for geeky guys (come on, admit it, if you’re in the market to purchase extra large computer case fans and custom glowing PSU connectors, you’re pretty geeky), it made me chuckle to think Buy.com was trying to sell a pack of boner armor to geeky fellas who probably don’t need it (or maybe they need it even more?). Anyway, enough rambling now. Back to our regularly scheduled programming.

Buy.com

How Much Can I Spend on a House?

big houseWhen it comes to buying a house, especially the first one, max budget should very clearly determined. I have quite a few friends who bought something way above what they can afford and are getting screwed hard by it, no lube.

SmartMoney.com published a short article and calculator yesterday to help estimate what your cost ceiling should be. Read More

Where to Move To?

At some point in your 20s you’ll most likely have to move. Maybe you’re moving out of your parents’ basement, or just to another apartment, or even maybe you’re looking to buy your first house. Whatever the reason, there’s plenty to think about before you make your move. One of the really important things to get clear is the safety of potential move spots.

One handy thing I happened upon is the state crime reports. The Uniform Crime Reporting (UCR) Program was conceived in 1929 by the International Association of Chiefs of Police to meet a need for reliable, uniform crime statistics for the nation. Read More

Thoughts before Getting a Dog

sad puppySo last week my friends and I decided to visit the Animal Rescue spur of the moment. We’ve been following a super long detour to get around some major highway construction (great job PDOT..great job) and were feeling and bit loopy. Immediately after parking in their minuscule parking lot, we saw a new intake German Shepherd in their outdoor area, looking dejected as homeless dogs tend to. Pulls at the heart, no? If that wasn’t enough, we walked in to see the rest of the dogs. Rows of dogs, locked up in concrete cages, with a blanket over a formed plastic bed. Then we came upon Halle, a 5month old Saint Bernard Great Dane mix. Sad, but full of puppy spirit, and great looking too. If we hadn’t left at that point I would have had another dog in the house. This situation should sound pretty familiar. But then I thought..why are there so many dogs in shelters? It sucks!
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How to Deal: Getting Older

standing man looking backThis post is the next in my How to Deal series (the previous being on dealing with bad performance reviews). As we ride past 25 and 30 is visible down the road, we start to get these feelings of aging. No, not the need for medication for the stir in the pants, but some mentality changes. For me, it’s been about physically weakening, views on taking risks, growing up, and even a tad on mortality. I know we’re not on the cusp of total decrepitude, but it’s something worth thinking about.
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How am I Doing?

stacks of changeNet worth. Those two little words seem to at some point become a huge part of what we do. That is, unless you’re a bum or something. But as usual, I’m referring to the average worker. On a super high level, it’s just the difference between your assets and liabilities (some of you are walking liabilities..admit it). This number, your net worth, gives you a rough estimate of where you stand financially.

The Fed does a massive survey every few years and one of the reports if the net worth report, divided up by age groups and other factors. The current one is not yet published, but there is one from 2004 that can serve as a general comparison point.
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Happy First Birthday, EvolveMe!

birthday cakeToday is EvolveMe.org’s first birthday! Hoora! One year and still kickin. Thanks to everyone who still reads this blog. I hope to see more comments and interaction for the second year. We have a few new faces on the team, so it should be interesting stuff coming up.

Setting a Budget for Your Wedding

WeddingThere is a high likelihood that you’ll be getting married (if you haven’t already). Although the percentage of married people is declining, it’s still well over 50%. The rate of marriages is 7.5 per 1,000 total population, according to the CDC. Given that, you better prep yourself for a wedding.

While the cost of a wedding can run anywhere from $18 (lowest cost of a marriage license, depending on state) to million$$, it would be smart to plan out a budget. Read More

Welcome to New Editor Daron!

I just wanted to welcome Daron to EvolveMe.org. Daron is a good friend of mine and maid of honor at my wedding, no less. Any way, I’m hoping she’ll be writing on topics that I don’t think about or have experience in. Hoora!