When it comes to buying a house, especially the first one, max budget should very clearly determined. I have quite a few friends who bought something way above what they can afford and are getting screwed hard by it, no lube.

SmartMoney.com published a short article and calculator yesterday to help estimate what your cost ceiling should be. Read More

At some point in your 20s you’ll most likely have to move. Maybe you’re moving out of your parents’ basement, or just to another apartment, or even maybe you’re looking to buy your first house. Whatever the reason, there’s plenty to think about before you make your move. One of the really important things to get clear is the safety of potential move spots.

One handy thing I happened upon is the state crime reports. The Uniform Crime Reporting (UCR) Program was conceived in 1929 by the International Association of Chiefs of Police to meet a need for reliable, uniform crime statistics for the nation. Read More