I remember in third grade when my art teacher taught us the color triangle and about basic colors. It was amazing ROYGBIV hotness. If everyone else’s third grade art teachers were as cool as mine, then they should at least have some capability of matching and coordinating colors. But alas, this does not seem to be the case. My eyes have taken their share of punishment from large neon purple tops with seizure inducing patterns and other horrendous color combos (you in the green shirt and red tie, it’s not Christmas in June). I’m not made of eyes you know…once I lose these I might have to get bionic eyes. Then where would it end? Next thing you know I’ll be at the Jiffy-Lube getting the oil changed on my bionic arm. Read More

Unless you live in the jungles and buy your wares with bugs and tugs, your credit score is very important and something you should pay attention to. Even though most of us know that credit scores affect mortgages, loans, and many other aspects of our lives, few know how it’s calculated. The most common score (there are many) used is the FICO, proprietary to the Fair Isaac Corp. So the basics: your score is from 300-850, is calculated using a proprietary formula, and will kick you ass if you fuck it up.

There are five weighted variables that factor into your score–

Payment history (35%)
Amount(s) owed (30%)
Length of credit history (15%)
Amount/frequency of new credit (10%)
Types of credit (10%)

Read More

Summer’s here, and the sun is hot as Jessica Alba eating Jello off of Keira Knightley’s bare swashbuckles (is that a word?). Yes, you’ll be able to show more skin and get a tan, but it also means you’re investing for some battered wrinkly leathery iguana skin once you hit your latter years. According to SkinCarePhysicians.com, the sun can really wreck your skin worse than jet fuel wrecks your liver.

Without protection from the sun’s rays, just a few minutes of exposure each day over the years can cause noticeable changes to the skin. Freckles, age spots, spider veins on the face, rough and leathery skin, fine wrinkles that disappear when stretched, loose skin, a blotchy complexion, actinic keratoses (thick wart-like, rough, reddish patches of skin), and skin cancer can all be traced to sun exposure.

Read More