These first few years out of school, we’re usually stuck with loans, credit card debt, car payments, and basic living expenses. This leaves us with not much left over for non-essentials, such as toys and expensive clothes. However, there’s no reason you can’t look good without going into debt. These tips are mostly for the guys, since I’m not an avid reader of Cosmo (we’re workin on getting that female writer).
Anyone with substantial credit card debt knows the frustration of trying to reduce a pesky balance. Monthly fees and prime interest rates can sometimes make consumers feel helpless. Luckily, along with a little spending discipline and a good strategy for reducing balances, introductory rates can make becoming debt free within your reach.
Paying off debt ranks among the most important things a person who wants financial stability should do since being in financial debt affects just about everything from trying to rent an apartment to getting a loan for school. But it’s also important to know which debt to pay off first, how to choose which debt to pay off first and why it is important to pay it off. 
Often times it it more how people perceive you at work that has more impact than the work you do. Of course, the work you do will also influence how people perceive you. I’ve seen perfectly capable people at work get the shaft because the general perception of them is that they’re totally inept. 
As we start settling into full time jobs, many of us start packing on the weight. Being that there is a health fair going on today here at work, I figure I’d write about weight. Many of my friends worry about being overweight, or upset that they can’t get rid of that pudge. However, most of them just go by weight and BMI. I think that they are missing out on an important measurement–body fat.
After living for a year in the second most expensive city in America, I was ready to look for a new apartment, and I wondered how much I could afford. But to be honest, I had no idea how much I should be paying for rent. Some people say 15% of your income, others say 50% of your income, but I didn’t want to take the risk of taking someone’s random opinion. I wanted real answers.
After seeing all those Bentleys, Ferraris, and Aston Martins in Chicago, I had an urge to go car shopping. Of course, no bank in their right mind would lend me money for such craziness, but it led me to wonder, how do you put a ceiling on car spending? Obviously it is related to your income, but I didn’t know what other factors were involved. So…time for the search.
There’s nothing worse than finding yourself, a recent college graduate, unable to find a job, stuck with student loans to pay off, and with looming expenses of rent and other bills. Maybe your grades weren’t as good in college, or you picked a low-demand major (like English or Spanish), or perhaps you waited too long to begin your job hunt when everyone around you started months earlier. Whatever the reason, you’re now stuck in a rut, you’re lost, and you don’t know what to do. 
For many people, public speaking is not on their list of favorite things. In fact, many surveys have shown that -
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